Terms of Service

1. Agreement to Terms

By accessing or using UniqPay's website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.

2. Description of Services

UniqPay provides high-risk payment processing solutions, including but not limited to:

• Merchant account setup and management
• Payment gateway integration
• Company registration services
• Banking and EMI account facilitation
• Gateway rental services
• Compliance and risk management consulting

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal authority to enter into binding agreements
• Operate a legitimate business
• Provide accurate and complete information during the application process
• Comply with all applicable laws and regulations in your jurisdiction

4. Account Responsibilities

When you create an account or apply for our services, you are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Keeping your contact and business information up to date

5. Prohibited Activities

You agree not to use our services for:

• Any illegal or unauthorized purpose
• Money laundering or terrorist financing
• Fraudulent transactions or activities
• Processing payments for prohibited goods or services
• Violating any applicable laws or regulations
• Infringing on intellectual property rights
• Transmitting malware or harmful code

6. Fees and Payment

Fees for our services will be outlined in your individual service agreement. You agree to:

• Pay all applicable fees as agreed upon
• Provide accurate billing information
• Authorize us to charge your designated payment method
• Pay any additional fees for chargebacks, refunds, or disputes as outlined in your agreement

7. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of UniqPay or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, secure, or error-free.

9. Limitation of Liability

To the maximum extent permitted by law, UniqPay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising from your use of our services.

10. Indemnification

You agree to indemnify and hold harmless UniqPay, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

11. Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice. Upon termination, your right to use our services will immediately cease.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved through binding arbitration or in the courts of competent jurisdiction.

13. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any changes constitutes acceptance of the new Terms.

14. Contact Information

For questions about these Terms of Service, please contact us at:

Email: legal@uniqpay.me